Funded Account ROI Calculator

Calculate the true ROI of any prop firm challenge fee. See how many payouts to break even, projected earnings over multiple cycles, and whether the challenge is worth the cost.

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Challenge fee ($)
Account size ($)
Profit target (%)
Your profit split (%)
Number of payout cycles
Result (click to copy)

Frequently Asked Questions

Is a prop firm challenge worth the fee?
It depends on your win rate and consistency. A $550 FTMO challenge on a $100K account: first payout = $100K × 8% × 80% = $6,400. ROI on fee = ($6,400 - $550)/$550 = 1,064%. Even if you pass only 1 in 3 attempts, the expected value is strongly positive with a profitable strategy.
What is the best account size to challenge?
Larger accounts have better ROI relative to challenge fees. A $100K account fee is not 10× a $10K fee — fees scale less than linearly. The $100K account often gives 5-8× better ROI per dollar of fee than the $10K account.
Can I get refunded the challenge fee?
Some firms refund the challenge fee after your first successful payout (FTMO does this). If the fee is refunded, your net ROI is 100% of your first payout. Always check if your firm offers fee refunds — it significantly changes the math.